3 tips for better organisation and financial management

What kills our finances is the organization we do. Also, we fail to adopt certain possible behaviors to manage our finances well and waste our capital. Whether you are a trader or an entrepreneur, whatever your role, you need to know how to organize and manage your income. The following tips can help you do that. Don't skip this article.

Remove the use of deferred debit cards altogether

The more you use deferred debit cards, the more you are held back from finding the right formulas to manage your finances. Generally, using deferred debit cards accumulates debts to the bank. This will give you a false sense of perspective on your finances. If you do not want to get rid of deferred debit cards, you can use them on one condition.
You can only use deferred debit cards for business expenses. Because by advancing expenses, you will be reimbursed by your employer.

Having control of fixed charges (costs)

Knowledge of fixed charges is essential for a self-employed person as well as an employee. It has been observed that less importance is attached to these fixed costs. However, it is the fixed costs that increase the total costs after summation. Fixed costs alone can suffocate you because of their weight. You should therefore be aware of them.
Fixed charges include rent, employee payments, internet data, etc. Knowing these fixed charges will help you better adapt your life to your income.

Mensualise all possible expenses

If you are employed, you are paid monthly. If you are self-employed, you will take stock of your income monthly too. So your expenses must also be monthly. You should then monthlyise possible expenses such as taxes, insurance costs, condominium fees...
Another thing you can do to manage your finances better is to save.

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